Excellent service, very informative and helpful, highly recommend to friends and family. Thank-you so much Rajvinder Kaur my Account Manager.

Jay mccallum

I would like to thank Live Debt Free Now specially elena.dimovska for helping me through the process , she is very helpful all the way and if i will recommend this company, i will gladly do it without a doubt , thanks again for your help and my family is thanking you and Live Debt Free Now

gerry geronimo

Live Debt Free Now and Elena Dimovska were very helpful with helping me fix my debt problem,and would recommend them to help anyone get debt relief.

Everett Saulnier

This is a viable option for debt/interest relief. So far, it`s been a successful and pleasant experience.

Liliana

This has been a great experience so far, my contact (Liane) has been so supportive & I feel like i am not drowning, thank you

Kim Lunn

Excellent service. Elena Dimovska so very supportive.

bola opaleke

Wonderful! Helped me tremendously over the last 5 years to easily pay off all my debt and get a great settlement with the nasty creditors.

Suzy Smash

I had a wonderful and positive experience with Live Debt Free Now. They are very nice and professional, answered all my questions - from preparing documents to even giving guidance in dealing with my creditors. I highly recommend Live Debt Free Now. I can sleep well now, stress free. Thank you so much Live Debt Free Now

Renee reyes

Are you drowning in debt?

Live Debt Free Now is here to offer a solution to your debt problems! We’ll work to negotiate with creditors, lowering interest rates and eliminating fees and penalties to arrive at a lower payment. You could pay off debts for less than what you owe currently!

We’ll help reduce the amount of debt owed whenever possible and our debt consultants will work to help you get out of debt and stay out of debt!

Reduce interest rates, eliminate fees and consolidate your debts into one affordable payment.

Debt Management Program

Arrange an affordable student loan repayment agreement for federal, provincial and private loans.

Student Loan
Help

Save Up To 80% on your debts with lump sum settlements. Let us negotiate with your creditors!

Lump Sum
Settlements

Leading you to debt freedom

Live Debt Free Now is an independent firm that is not funded by any financial institutions or retailers. We offer debt counseling to those looking to get out of debt. Our independent status allows our professional consultants the freedom and flexibility to educate consumers about credit related issues and to negotiate payments that are acceptable to both our clients and their creditors in the debt counseling program debt counselling.

Debt Counseling Program

Live Debt Free Now provides innovative, practical, and top quality services that assist individuals to achieve financial success while ensuring that creditors are repaid through our debt counseling program. We will deliver unsurpassed quality of service that will not only assist consumers with their present financial hardships, but will also make them aware of past mistakes and how to avoid the future Debt Counseling Program.

Our Services

Debt Manage ment Program (DMP)

Live Debt Free Now can reduce your interest rates, eliminate late fees, and combine y
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Lump Sum Settlements

Debtors with sufficient assets can sometimes settle their accounts with a one-time lu
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Money Management

Debtors with sufficient assets can sometimes settle their accounts with a one-time lu
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Proposals

Live Debt Free Now can arrange debt management payment plans based on a Financial Cap
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Stop Wage Assignments / Garnishments

A number of our programs stop wage assignments and garnishments through "a stay of pr
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Student Loan Assistance

We can set up affordable student loan repayment plans for Provincial, Federal and Pri
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